@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Space+Grotesk:wght@400;500;600;700&display=swap');

:root {
  --color-navy: #0f2545;
  --color-navy-mid: #1a3a6b;
  --color-navy-light: #2c5282;
  --color-ochre: #b07d3a;
  --color-ochre-light: #d4a055;
  --color-ochre-pale: #f5ead8;
  --color-gray-100: #f7f8fa;
  --color-gray-200: #eef0f4;
  --color-gray-300: #dce0e8;
  --color-gray-400: #b0b8c8;
  --color-gray-500: #7a859a;
  --color-gray-600: #4a5568;
  --color-gray-700: #2d3748;
  --color-white: #ffffff;
  --color-text: #1e2c40;
  --color-text-light: #4a5568;
  --font-heading: 'Space Grotesk', sans-serif;
  --font-body: 'Inter', sans-serif;
  --shadow-sm: 0 1px 3px rgba(15, 37, 69, 0.08);
  --shadow-md: 0 4px 16px rgba(15, 37, 69, 0.10);
  --shadow-lg: 0 8px 32px rgba(15, 37, 69, 0.13);
  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 14px;
  --transition: 0.22s ease;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { font-size: 16px; scroll-behavior: smooth; }

body {
  font-family: var(--font-body);
  color: var(--color-text);
  background: var(--color-white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

a { color: inherit; text-decoration: none; transition: color var(--transition); }
img { max-width: 100%; height: auto; display: block; }
ul, ol { list-style: none; }

/* ===== TYPOGRAPHY ===== */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  color: var(--color-navy);
  line-height: 1.25;
  font-weight: 600;
}
h1 { font-size: clamp(2rem, 4vw, 3.2rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.3rem); }
h3 { font-size: clamp(1.2rem, 2.5vw, 1.6rem); }
h4 { font-size: 1.15rem; }
p { color: var(--color-text-light); font-size: 1rem; line-height: 1.72; }

.section-label {
  font-size: 0.78rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-ochre);
  margin-bottom: 0.6rem;
  display: block;
}

/* ===== LAYOUT ===== */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
.container-wide {
  max-width: 1400px;
  margin: 0 auto;
  padding: 0 24px;
}
.section { padding: 88px 0; }
.section-sm { padding: 56px 0; }
.section-lg { padding: 112px 0; }

.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 32px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 28px; }
.grid-auto { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 32px; }

/* ===== HEADER / NAV ===== */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: var(--color-white);
  border-bottom: 1px solid var(--color-gray-200);
  box-shadow: var(--shadow-sm);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
  gap: 24px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  text-decoration: none;
}
.logo-mark {
  width: 36px;
  height: 36px;
  background: var(--color-navy);
  border-radius: 7px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.logo-mark svg { display: block; }
.logo-text { font-family: var(--font-heading); font-size: 1.35rem; font-weight: 700; color: var(--color-navy); }
.logo-text span { color: var(--color-ochre); }

.main-nav { display: flex; align-items: center; gap: 4px; }
.main-nav a {
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--color-gray-600);
  padding: 8px 13px;
  border-radius: var(--radius-sm);
  transition: all var(--transition);
  white-space: nowrap;
}
.main-nav a:hover, .main-nav a.active {
  color: var(--color-navy);
  background: var(--color-gray-100);
}
.main-nav .has-dropdown { position: relative; }
.main-nav .has-dropdown > a::after {
  content: '';
  display: inline-block;
  width: 0; height: 0;
  border-left: 4px solid transparent;
  border-right: 4px solid transparent;
  border-top: 4px solid currentColor;
  margin-left: 5px;
  vertical-align: middle;
}
.dropdown-menu {
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  min-width: 200px;
  padding: 8px 0;
  opacity: 0;
  visibility: hidden;
  transform: translateY(8px);
  transition: all var(--transition);
  z-index: 100;
}
.has-dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.dropdown-menu a {
  display: block;
  padding: 9px 16px;
  font-size: 0.875rem;
  color: var(--color-gray-600);
  border-radius: 0;
}
.dropdown-menu a:hover {
  background: var(--color-gray-100);
  color: var(--color-navy);
}

.header-cta .btn-primary {
  font-size: 0.875rem;
  padding: 9px 20px;
}

/* Mobile nav toggle */
.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
  color: var(--color-navy);
}
.nav-toggle span {
  display: block;
  width: 22px;
  height: 2px;
  background: currentColor;
  margin: 5px 0;
  transition: all var(--transition);
}

/* ===== BUTTONS ===== */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-body);
  font-size: 0.925rem;
  font-weight: 600;
  padding: 12px 26px;
  border-radius: var(--radius-md);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition);
  text-decoration: none;
  white-space: nowrap;
}
.btn-primary {
  background: var(--color-navy);
  color: var(--color-white);
  border-color: var(--color-navy);
}
.btn-primary:hover {
  background: var(--color-navy-mid);
  border-color: var(--color-navy-mid);
  color: var(--color-white);
  transform: translateY(-1px);
  box-shadow: var(--shadow-md);
}
.btn-secondary {
  background: transparent;
  color: var(--color-navy);
  border-color: var(--color-gray-300);
}
.btn-secondary:hover {
  border-color: var(--color-navy);
  background: var(--color-gray-100);
}
.btn-ochre {
  background: var(--color-ochre);
  color: var(--color-white);
  border-color: var(--color-ochre);
}
.btn-ochre:hover {
  background: var(--color-ochre-light);
  border-color: var(--color-ochre-light);
  color: var(--color-white);
  transform: translateY(-1px);
}
.btn-outline-white {
  background: transparent;
  color: var(--color-white);
  border-color: rgba(255,255,255,0.5);
}
.btn-outline-white:hover {
  background: rgba(255,255,255,0.12);
  border-color: var(--color-white);
  color: var(--color-white);
}
.btn-lg { padding: 15px 32px; font-size: 1rem; }
.btn-sm { padding: 8px 16px; font-size: 0.825rem; }

/* ===== CARDS ===== */
.card {
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-lg);
  padding: 32px;
  transition: all var(--transition);
}
.card:hover {
  border-color: var(--color-gray-300);
  box-shadow: var(--shadow-md);
  transform: translateY(-2px);
}
.card-icon {
  width: 48px;
  height: 48px;
  background: var(--color-navy);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  flex-shrink: 0;
}
.card-icon svg { color: var(--color-white); }
.card-icon.ochre { background: var(--color-ochre); }
.card-icon.light { background: var(--color-gray-100); }
.card-icon.light svg { color: var(--color-navy); }
.card h3 { margin-bottom: 10px; font-size: 1.15rem; }
.card p { font-size: 0.925rem; }

/* Stat card */
.stat-card {
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-lg);
  padding: 28px 24px;
  position: relative;
  overflow: hidden;
}
.stat-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 4px;
  height: 100%;
  background: var(--color-navy);
  border-radius: 4px 0 0 4px;
}
.stat-card.ochre::before { background: var(--color-ochre); }
.stat-number {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 700;
  color: var(--color-navy);
  line-height: 1;
  margin-bottom: 6px;
}
.stat-label {
  font-size: 0.85rem;
  color: var(--color-gray-500);
  font-weight: 500;
}
.stat-change {
  font-size: 0.8rem;
  font-weight: 600;
  margin-top: 8px;
  display: inline-block;
}
.stat-change.up { color: #2d7a4f; }
.stat-change.down { color: #b83232; }

/* ===== HERO ===== */
.hero {
  background: var(--color-navy);
  position: relative;
  overflow: hidden;
  padding: 96px 0 80px;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, #0f2545 0%, #1a3a6b 60%, #0d1f3a 100%);
}
.hero-grid {
  position: absolute;
  inset: 0;
  background-image: linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 48px 48px;
}
.hero-inner {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.hero-content {}
.hero-eyebrow {
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-ochre-light);
  margin-bottom: 20px;
  display: block;
}
.hero h1 {
  color: var(--color-white);
  margin-bottom: 20px;
  font-weight: 700;
}
.hero h1 em {
  font-style: normal;
  color: var(--color-ochre-light);
}
.hero-desc {
  color: rgba(255,255,255,0.72);
  font-size: 1.05rem;
  margin-bottom: 36px;
  max-width: 480px;
}
.hero-actions { display: flex; align-items: center; gap: 14px; flex-wrap: wrap; }
.hero-metrics {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 40px;
}
.hero-metric {
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-md);
  padding: 16px 18px;
  background: rgba(255,255,255,0.05);
}
.hero-metric-value {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  font-weight: 700;
  color: var(--color-white);
  line-height: 1;
  margin-bottom: 4px;
}
.hero-metric-label {
  font-size: 0.78rem;
  color: rgba(255,255,255,0.55);
  font-weight: 500;
}
.hero-visual {
  position: relative;
}
.hero-image-wrap {
  border-radius: var(--radius-lg);
  overflow: hidden;
  border: 1px solid rgba(255,255,255,0.1);
  box-shadow: var(--shadow-lg);
}
.hero-image-wrap img {
  width: 100%;
  height: 420px;
  object-fit: cover;
}

/* ===== PAGE HERO (inner pages) ===== */
.page-hero {
  background: var(--color-navy);
  padding: 60px 0 52px;
  position: relative;
  overflow: hidden;
}
.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, #0f2545 0%, #1a3a6b 100%);
}
.page-hero-inner {
  position: relative;
  z-index: 2;
}
.page-hero h1 {
  color: var(--color-white);
  margin-bottom: 10px;
  font-size: clamp(1.6rem, 3vw, 2.4rem);
}
.page-hero p {
  color: rgba(255,255,255,0.68);
  font-size: 1rem;
  max-width: 560px;
}
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  color: rgba(255,255,255,0.5);
  margin-bottom: 14px;
}
.breadcrumb a { color: rgba(255,255,255,0.6); transition: color var(--transition); }
.breadcrumb a:hover { color: var(--color-ochre-light); }
.breadcrumb span { color: rgba(255,255,255,0.35); }

/* ===== SECTION HEADERS ===== */
.section-header { margin-bottom: 52px; }
.section-header.center { text-align: center; }
.section-header h2 { margin-bottom: 14px; }
.section-header p { max-width: 580px; font-size: 1.05rem; }
.section-header.center p { margin: 0 auto; }

/* ===== DATA TABLE ===== */
.data-table-wrap {
  overflow-x: auto;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-gray-200);
  box-shadow: var(--shadow-sm);
}
.data-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.9rem;
}
.data-table thead th {
  background: var(--color-gray-100);
  padding: 13px 16px;
  text-align: left;
  font-weight: 600;
  color: var(--color-navy);
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  border-bottom: 1px solid var(--color-gray-200);
  white-space: nowrap;
}
.data-table tbody td {
  padding: 14px 16px;
  border-bottom: 1px solid var(--color-gray-100);
  color: var(--color-text-light);
  vertical-align: middle;
}
.data-table tbody tr:last-child td { border-bottom: none; }
.data-table tbody tr:hover td { background: var(--color-gray-100); }
.data-table .positive { color: #2d7a4f; font-weight: 600; }
.data-table .negative { color: #b83232; font-weight: 600; }
.data-table .neutral { color: var(--color-gray-500); }
.data-table .bold { font-weight: 600; color: var(--color-navy); }

/* ===== CHART PLACEHOLDER ===== */
.chart-container {
  background: var(--color-gray-100);
  border-radius: var(--radius-md);
  padding: 24px;
  min-height: 240px;
  position: relative;
  overflow: hidden;
}
.chart-bar-group {
  display: flex;
  align-items: flex-end;
  gap: 10px;
  height: 180px;
  padding-top: 16px;
}
.chart-bar {
  flex: 1;
  border-radius: 4px 4px 0 0;
  background: var(--color-navy);
  position: relative;
  transition: opacity var(--transition);
  min-width: 20px;
}
.chart-bar:hover { opacity: 0.82; }
.chart-bar.ochre { background: var(--color-ochre); }
.chart-bar.light { background: var(--color-navy-light); }
.chart-labels {
  display: flex;
  gap: 10px;
  margin-top: 8px;
}
.chart-labels span {
  flex: 1;
  text-align: center;
  font-size: 0.72rem;
  color: var(--color-gray-500);
  min-width: 20px;
}

/* ===== HIGHLIGHT BOX ===== */
.highlight-box {
  background: var(--color-ochre-pale);
  border-left: 4px solid var(--color-ochre);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  padding: 20px 24px;
  margin: 28px 0;
}
.highlight-box p {
  color: var(--color-gray-700);
  font-size: 0.95rem;
  margin: 0;
}

/* ===== INFO BOX ===== */
.info-box {
  background: #eaf0fb;
  border-left: 4px solid var(--color-navy-light);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  padding: 18px 22px;
  margin: 24px 0;
}
.info-box p {
  color: var(--color-navy);
  font-size: 0.925rem;
  margin: 0;
}

/* ===== BLOG CARDS ===== */
.blog-card {
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition);
  display: flex;
  flex-direction: column;
}
.blog-card:hover {
  box-shadow: var(--shadow-md);
  transform: translateY(-3px);
  border-color: var(--color-gray-300);
}
.blog-card-image {
  width: 100%;
  height: 200px;
  object-fit: cover;
}
.blog-card-body { padding: 24px; flex: 1; display: flex; flex-direction: column; }
.blog-card-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.78rem;
  color: var(--color-gray-500);
  margin-bottom: 12px;
}
.blog-card-tag {
  background: var(--color-ochre-pale);
  color: var(--color-ochre);
  font-weight: 600;
  font-size: 0.72rem;
  padding: 3px 9px;
  border-radius: 20px;
  text-transform: uppercase;
  letter-spacing: 0.06em;
}
.blog-card h3 {
  font-size: 1.05rem;
  margin-bottom: 10px;
  line-height: 1.35;
}
.blog-card h3 a:hover { color: var(--color-navy-mid); }
.blog-card p { font-size: 0.875rem; flex: 1; margin-bottom: 18px; }
.read-more {
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--color-navy);
  display: inline-flex;
  align-items: center;
  gap: 5px;
  transition: gap var(--transition);
}
.read-more:hover { gap: 9px; color: var(--color-navy-mid); }

/* ===== CONTACT FORM ===== */
.form-group { margin-bottom: 20px; }
.form-group label {
  display: block;
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--color-navy);
  margin-bottom: 7px;
}
.form-control {
  width: 100%;
  padding: 11px 14px;
  border: 1px solid var(--color-gray-300);
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-size: 0.925rem;
  color: var(--color-text);
  background: var(--color-white);
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}
.form-control:focus {
  border-color: var(--color-navy-light);
  box-shadow: 0 0 0 3px rgba(44, 82, 130, 0.12);
}
.form-control::placeholder { color: var(--color-gray-400); }
textarea.form-control { resize: vertical; min-height: 130px; }
select.form-control { cursor: pointer; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }

.form-success {
  display: none;
  background: #e8f5ee;
  border: 1px solid #2d7a4f;
  border-radius: var(--radius-md);
  padding: 18px 22px;
  color: #2d7a4f;
  font-size: 0.95rem;
  font-weight: 500;
  text-align: center;
  margin-top: 16px;
}
.form-success.visible { display: block; }
.form-error-msg {
  font-size: 0.8rem;
  color: #b83232;
  margin-top: 5px;
  display: none;
}
.form-control.error { border-color: #b83232; }
.form-control.error + .form-error-msg { display: block; }

/* ===== ACCORDION / FAQ ===== */
.accordion-item {
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-md);
  margin-bottom: 10px;
  overflow: hidden;
}
.accordion-btn {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 22px;
  background: var(--color-white);
  border: none;
  cursor: pointer;
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 600;
  color: var(--color-navy);
  text-align: left;
  gap: 12px;
  transition: background var(--transition);
}
.accordion-btn:hover { background: var(--color-gray-100); }
.accordion-btn.open { background: var(--color-navy); color: var(--color-white); }
.accordion-icon {
  flex-shrink: 0;
  width: 24px; height: 24px;
  border-radius: 50%;
  background: var(--color-gray-200);
  display: flex; align-items: center; justify-content: center;
  transition: all var(--transition);
}
.accordion-btn.open .accordion-icon {
  background: rgba(255,255,255,0.18);
  transform: rotate(45deg);
}
.accordion-icon::before {
  content: '+';
  font-size: 1rem;
  color: var(--color-navy);
  font-weight: 700;
}
.accordion-btn.open .accordion-icon::before { color: var(--color-white); }
.accordion-body {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s ease, padding 0.25s ease;
}
.accordion-body.open {
  max-height: 600px;
  padding: 18px 22px 22px;
}
.accordion-body p {
  font-size: 0.925rem;
  color: var(--color-text-light);
  line-height: 1.72;
}

/* ===== TABS ===== */
.tabs-nav {
  display: flex;
  gap: 4px;
  border-bottom: 2px solid var(--color-gray-200);
  margin-bottom: 32px;
  overflow-x: auto;
}
.tab-btn {
  padding: 10px 20px;
  font-family: var(--font-heading);
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--color-gray-500);
  background: none;
  border: none;
  cursor: pointer;
  border-bottom: 2px solid transparent;
  margin-bottom: -2px;
  white-space: nowrap;
  transition: all var(--transition);
}
.tab-btn:hover { color: var(--color-navy); }
.tab-btn.active {
  color: var(--color-navy);
  border-bottom-color: var(--color-navy);
}
.tab-panel { display: none; }
.tab-panel.active { display: block; }

/* ===== SIDEBAR ===== */
.sidebar-widget {
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-lg);
  padding: 26px;
  margin-bottom: 24px;
}
.sidebar-widget h4 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 16px;
  padding-bottom: 12px;
  border-bottom: 2px solid var(--color-gray-100);
}
.sidebar-links li {
  border-bottom: 1px solid var(--color-gray-100);
}
.sidebar-links li:last-child { border-bottom: none; }
.sidebar-links a {
  display: block;
  padding: 10px 0;
  font-size: 0.9rem;
  color: var(--color-text-light);
  transition: color var(--transition);
}
.sidebar-links a:hover { color: var(--color-navy); }

/* ===== IMAGE SECTIONS ===== */
.image-section {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  align-items: center;
}
.image-section.reverse { direction: rtl; }
.image-section.reverse > * { direction: ltr; }
.image-section-img {
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-lg);
}
.image-section-img img {
  width: 100%;
  height: 380px;
  object-fit: cover;
}

/* ===== TEAM ===== */
.team-card {
  text-align: center;
  padding: 32px 24px;
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-lg);
  transition: all var(--transition);
}
.team-card:hover { box-shadow: var(--shadow-md); transform: translateY(-3px); }
.team-avatar {
  width: 80px; height: 80px;
  border-radius: 50%;
  overflow: hidden;
  margin: 0 auto 16px;
  border: 3px solid var(--color-gray-200);
}
.team-avatar img { width: 100%; height: 100%; object-fit: cover; }
.team-name { font-size: 1rem; font-weight: 700; color: var(--color-navy); margin-bottom: 4px; }
.team-role { font-size: 0.82rem; color: var(--color-ochre); font-weight: 600; margin-bottom: 10px; }
.team-card p { font-size: 0.85rem; }

/* ===== DARK SECTION ===== */
.dark-section {
  background: var(--color-navy);
  padding: 80px 0;
}
.dark-section h2 { color: var(--color-white); }
.dark-section p { color: rgba(255,255,255,0.72); }
.dark-section .section-label { color: var(--color-ochre-light); }

/* ===== TESTIMONIALS ===== */
.testimonial-card {
  background: var(--color-gray-100);
  border-radius: var(--radius-lg);
  padding: 32px;
  position: relative;
}
.testimonial-card::before {
  content: '"';
  font-family: Georgia, serif;
  font-size: 5rem;
  color: var(--color-ochre-light);
  position: absolute;
  top: 8px;
  left: 24px;
  line-height: 1;
  opacity: 0.4;
}
.testimonial-text {
  font-size: 0.95rem;
  color: var(--color-text-light);
  font-style: italic;
  line-height: 1.72;
  margin-bottom: 20px;
  padding-top: 28px;
}
.testimonial-author {
  display: flex;
  align-items: center;
  gap: 12px;
}
.testimonial-avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  overflow: hidden;
  border: 2px solid var(--color-gray-300);
  flex-shrink: 0;
}
.testimonial-avatar img { width: 100%; height: 100%; object-fit: cover; }
.testimonial-name { font-weight: 700; font-size: 0.9rem; color: var(--color-navy); }
.testimonial-title { font-size: 0.78rem; color: var(--color-gray-500); }

/* ===== CTA SECTION ===== */
.cta-section {
  background: linear-gradient(135deg, var(--color-navy) 0%, var(--color-navy-mid) 100%);
  padding: 80px 0;
  text-align: center;
}
.cta-section h2 { color: var(--color-white); margin-bottom: 14px; }
.cta-section p { color: rgba(255,255,255,0.72); max-width: 560px; margin: 0 auto 32px; }
.cta-actions { display: flex; align-items: center; justify-content: center; gap: 14px; flex-wrap: wrap; }

/* ===== FOOTER ===== */
.site-footer {
  background: var(--color-gray-700);
  color: rgba(255,255,255,0.75);
  padding: 64px 0 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
  padding-bottom: 48px;
}
.footer-brand .logo-text { color: var(--color-white); }
.footer-brand p {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.68;
  margin-top: 12px;
  max-width: 280px;
}
.footer-contact-info {
  margin-top: 20px;
  font-size: 0.85rem;
  color: rgba(255,255,255,0.55);
  line-height: 1.72;
}
.footer-contact-info strong { color: rgba(255,255,255,0.75); display: block; margin-bottom: 3px; }
.footer-col h5 {
  font-size: 0.85rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-white);
  margin-bottom: 18px;
}
.footer-col ul li { margin-bottom: 9px; }
.footer-col ul li a {
  font-size: 0.875rem;
  color: rgba(255,255,255,0.55);
  transition: color var(--transition);
}
.footer-col ul li a:hover { color: var(--color-ochre-light); }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.1);
  padding: 20px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}
.footer-bottom p { font-size: 0.82rem; color: rgba(255,255,255,0.4); margin: 0; }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a { font-size: 0.82rem; color: rgba(255,255,255,0.45); }
.footer-bottom-links a:hover { color: var(--color-ochre-light); }
.footer-disclaimer {
  border-top: 1px solid rgba(255,255,255,0.08);
  padding: 18px 0;
}
.footer-disclaimer p {
  font-size: 0.75rem;
  color: rgba(255,255,255,0.3);
  line-height: 1.6;
  text-align: center;
  max-width: 900px;
  margin: 0 auto;
}

/* ===== ARTICLE/BLOG POST ===== */
.article-layout {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 48px;
  align-items: start;
}
.article-hero-img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  margin-bottom: 36px;
}
.article-meta {
  display: flex;
  align-items: center;
  gap: 16px;
  font-size: 0.82rem;
  color: var(--color-gray-500);
  margin-bottom: 20px;
  flex-wrap: wrap;
}
.article-content h2 { margin-top: 36px; margin-bottom: 14px; font-size: 1.5rem; }
.article-content h3 { margin-top: 28px; margin-bottom: 10px; font-size: 1.2rem; }
.article-content p { margin-bottom: 18px; font-size: 1rem; line-height: 1.75; }
.article-content ul, .article-content ol {
  margin: 18px 0;
  padding-left: 24px;
}
.article-content ul { list-style: disc; }
.article-content ol { list-style: decimal; }
.article-content li { margin-bottom: 8px; color: var(--color-text-light); font-size: 0.975rem; }

/* ===== GLOSSARY ===== */
.glossary-letter {
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 700;
  color: var(--color-navy);
  border-bottom: 2px solid var(--color-gray-200);
  padding-bottom: 8px;
  margin: 36px 0 16px;
}
.glossary-item { padding: 16px 0; border-bottom: 1px solid var(--color-gray-100); }
.glossary-item:last-child { border-bottom: none; }
.glossary-term { font-weight: 700; color: var(--color-navy); font-size: 1rem; margin-bottom: 5px; }
.glossary-def { font-size: 0.9rem; color: var(--color-text-light); line-height: 1.68; }

/* ===== SITEMAP ===== */
.sitemap-section { margin-bottom: 36px; }
.sitemap-section h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 12px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--color-gray-200);
}
.sitemap-section ul { padding-left: 16px; }
.sitemap-section li { margin-bottom: 7px; list-style: disc; }
.sitemap-section li a { font-size: 0.9rem; color: var(--color-text-light); transition: color var(--transition); }
.sitemap-section li a:hover { color: var(--color-navy); }

/* ===== POLICY PAGES ===== */
.policy-content { max-width: 820px; }
.policy-content h2 {
  font-size: 1.35rem;
  margin-top: 42px;
  margin-bottom: 14px;
  padding-top: 8px;
  border-top: 1px solid var(--color-gray-200);
}
.policy-content h2:first-child { margin-top: 0; border-top: none; }
.policy-content h3 {
  font-size: 1.05rem;
  margin-top: 24px;
  margin-bottom: 10px;
}
.policy-content p { margin-bottom: 16px; font-size: 0.95rem; line-height: 1.78; }
.policy-content ul, .policy-content ol {
  margin: 14px 0 18px 22px;
}
.policy-content ul { list-style: disc; }
.policy-content ol { list-style: decimal; }
.policy-content li { margin-bottom: 7px; font-size: 0.935rem; color: var(--color-text-light); }
.policy-content strong { color: var(--color-text); }
.policy-content table {
  width: 100%;
  border-collapse: collapse;
  margin: 20px 0;
  font-size: 0.9rem;
}
.policy-content table th {
  background: var(--color-gray-100);
  padding: 11px 14px;
  text-align: left;
  font-weight: 600;
  color: var(--color-navy);
  border: 1px solid var(--color-gray-200);
  font-size: 0.82rem;
}
.policy-content table td {
  padding: 11px 14px;
  border: 1px solid var(--color-gray-200);
  color: var(--color-text-light);
  vertical-align: top;
}
.policy-toc {
  background: var(--color-gray-100);
  border-radius: var(--radius-md);
  padding: 22px 26px;
  margin-bottom: 36px;
}
.policy-toc h4 {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--color-navy);
  margin-bottom: 12px;
}
.policy-toc ol { padding-left: 18px; margin: 0; list-style: decimal; }
.policy-toc li { margin-bottom: 6px; }
.policy-toc a { font-size: 0.875rem; color: var(--color-navy-light); }
.policy-toc a:hover { color: var(--color-navy); }
.policy-updated {
  font-size: 0.82rem;
  color: var(--color-gray-500);
  margin-bottom: 24px;
}

/* ===== TOOLS PAGE ===== */
.tool-card {
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-lg);
  padding: 30px;
  transition: all var(--transition);
}
.tool-card:hover { box-shadow: var(--shadow-md); border-color: var(--color-gray-300); }
.tool-card-head {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  margin-bottom: 16px;
}
.tool-number {
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 700;
  color: var(--color-gray-200);
  line-height: 1;
  flex-shrink: 0;
}
.tool-card h3 { font-size: 1.1rem; margin-bottom: 6px; }
.tool-card p { font-size: 0.9rem; }

/* ===== CONTACT PAGE ===== */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 56px;
  align-items: start;
}
.contact-info-item {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 20px 0;
  border-bottom: 1px solid var(--color-gray-200);
}
.contact-info-item:last-child { border-bottom: none; }
.contact-info-icon {
  width: 44px; height: 44px;
  background: var(--color-navy);
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.contact-info-icon svg { color: var(--color-white); }
.contact-info-label { font-size: 0.78rem; font-weight: 600; color: var(--color-gray-500); text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 4px; }
.contact-info-value { font-size: 0.975rem; color: var(--color-navy); font-weight: 500; }

/* ===== UTILITIES ===== */
.text-navy { color: var(--color-navy); }
.text-ochre { color: var(--color-ochre); }
.text-muted { color: var(--color-gray-500); }
.text-center { text-align: center; }
.text-right { text-align: right; }
.mt-0 { margin-top: 0; }
.mt-1 { margin-top: 8px; }
.mt-2 { margin-top: 16px; }
.mt-3 { margin-top: 24px; }
.mt-4 { margin-top: 32px; }
.mt-5 { margin-top: 48px; }
.mb-0 { margin-bottom: 0; }
.mb-1 { margin-bottom: 8px; }
.mb-2 { margin-bottom: 16px; }
.mb-3 { margin-bottom: 24px; }
.mb-4 { margin-bottom: 32px; }
.mb-5 { margin-bottom: 48px; }
.flex { display: flex; }
.flex-center { display: flex; align-items: center; justify-content: center; }
.flex-between { display: flex; align-items: center; justify-content: space-between; }
.gap-1 { gap: 8px; }
.gap-2 { gap: 16px; }
.gap-3 { gap: 24px; }
.gap-4 { gap: 32px; }
.hidden { display: none; }
.w-full { width: 100%; }
.bg-gray { background: var(--color-gray-100); }
.bg-navy { background: var(--color-navy); }

/* ===== RESPONSIVE ===== */
@media (max-width: 1100px) {
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .hero-inner { gap: 40px; }
  .contact-grid { grid-template-columns: 1fr; }
  .article-layout { grid-template-columns: 1fr; }
}

@media (max-width: 900px) {
  .main-nav, .header-cta { display: none; }
  .nav-toggle { display: block; }
  .hero-inner { grid-template-columns: 1fr; }
  .hero-visual { display: none; }
  .grid-2, .grid-3, .grid-4 { grid-template-columns: 1fr; }
  .image-section { grid-template-columns: 1fr; }
  .image-section.reverse { direction: ltr; }
  .form-row { grid-template-columns: 1fr; }
  .hero-metrics { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 600px) {
  .section { padding: 56px 0; }
  .hero { padding: 64px 0 52px; }
  .container { padding: 0 16px; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero-metrics { grid-template-columns: 1fr 1fr; }
  .footer-bottom { flex-direction: column; text-align: center; }
  h1 { font-size: 1.9rem; }
}

/* Mobile nav open */
.mobile-nav {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 999;
  background: var(--color-white);
  padding: 80px 24px 32px;
  flex-direction: column;
  gap: 4px;
  overflow-y: auto;
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  display: block;
  padding: 13px 16px;
  font-size: 1rem;
  font-weight: 500;
  color: var(--color-gray-600);
  border-radius: var(--radius-md);
  border-bottom: 1px solid var(--color-gray-100);
}
.mobile-nav a:hover { background: var(--color-gray-100); color: var(--color-navy); }
.mobile-nav-close {
  position: fixed;
  top: 18px;
  right: 20px;
  background: var(--color-gray-100);
  border: none;
  border-radius: 50%;
  width: 40px; height: 40px;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer;
  font-size: 1.3rem;
  color: var(--color-navy);
  z-index: 1000;
}

/* ===== COOKIE BANNER ===== */
.cookie-banner {
  position: fixed;
  bottom: 20px;
  left: 20px;
  right: 20px;
  background: var(--color-navy);
  color: rgba(255,255,255,0.85);
  border-radius: var(--radius-lg);
  padding: 20px 24px;
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  z-index: 9999;
  box-shadow: var(--shadow-lg);
  max-width: 860px;
  margin: 0 auto;
  transform: translateY(0);
  transition: transform 0.4s ease, opacity 0.4s ease;
}
.cookie-banner.hidden { transform: translateY(120%); opacity: 0; pointer-events: none; }
.cookie-banner p { color: rgba(255,255,255,0.8); font-size: 0.875rem; margin: 0; flex: 1; }
.cookie-banner a { color: var(--color-ochre-light); text-decoration: underline; }
.cookie-actions { display: flex; gap: 10px; flex-shrink: 0; }

/* ===== PROGRESS BAR ===== */
.progress-bar-wrap { background: var(--color-gray-200); border-radius: 99px; height: 8px; margin: 8px 0 4px; }
.progress-bar { height: 100%; border-radius: 99px; background: var(--color-navy); transition: width 0.6s ease; }
.progress-bar.ochre { background: var(--color-ochre); }
.progress-label { display: flex; justify-content: space-between; font-size: 0.78rem; color: var(--color-gray-500); }

/* ===== NUMBERED LIST ===== */
.numbered-list { counter-reset: item; }
.numbered-list li {
  counter-increment: item;
  display: grid;
  grid-template-columns: 36px 1fr;
  gap: 14px;
  align-items: start;
  padding: 16px 0;
  border-bottom: 1px solid var(--color-gray-100);
}
.numbered-list li:last-child { border-bottom: none; }
.numbered-list li::before {
  content: counter(item, decimal-leading-zero);
  font-family: var(--font-heading);
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--color-ochre);
  line-height: 1.5;
}

/* ===== REPORT CARD ===== */
.report-card {
  background: var(--color-white);
  border: 1px solid var(--color-gray-200);
  border-radius: var(--radius-lg);
  padding: 26px;
  display: flex;
  gap: 20px;
  align-items: flex-start;
  transition: all var(--transition);
}
.report-card:hover { box-shadow: var(--shadow-md); border-color: var(--color-gray-300); }
.report-icon {
  width: 52px; height: 52px;
  background: var(--color-ochre-pale);
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.report-icon svg { color: var(--color-ochre); }
.report-card h4 { font-size: 0.975rem; margin-bottom: 5px; }
.report-card p { font-size: 0.85rem; margin-bottom: 12px; }
.report-meta { display: flex; gap: 14px; font-size: 0.78rem; color: var(--color-gray-500); }
